Real People, Real Results
We started kudorentis because budgeting shouldn't feel like rocket science. After years of watching businesses struggle with financial planning, we decided to do something about it.
Why We Do This
Back in 2019, I watched my neighbour's café close down. Great coffee, loyal customers, but they never quite figured out their cash flow. That's when it hit me – most business owners are brilliant at what they do, but nobody taught them how to create a proper budget.
We've seen too many good businesses fail because of preventable financial mistakes. The truth is, master budget creation isn't just about spreadsheets. It's about understanding your business rhythm, predicting the quiet months, and having a plan when things get tough.
Every workshop we run, every course we develop, comes from real situations we've encountered. No theoretical nonsense – just practical tools that actually work in the real world.
What Drives Us Forward
Practical Over Perfect
We'd rather give you a budget system you'll actually use than a perfect spreadsheet that sits untouched. Our methods are designed for real people running real businesses, not accounting textbooks.
No Judgement Zone
Whether you're tracking expenses on napkins or have never balanced a budget, we meet you where you are. Everyone starts somewhere, and we've seen it all.
Results You Can See
We measure our success by yours. When participants tell us they finally understand where their money goes each month, or they've built their first emergency fund – that's what keeps us going.
Meet the Team
We're not your typical financial advisors. Our backgrounds span everything from restaurant management to retail operations – because we believe the best budget advice comes from people who've actually had to make those tough decisions.
Astrid Kempinski
Director of Financial Education
Started her career managing three busy restaurants before switching to financial education. She knows what it's like to juggle staff wages, supplier payments, and unexpected repairs all in the same week. Her superpower is turning complex financial concepts into plain English.
Vera Lindström
Senior Budget Specialist
Former retail chain manager turned budget specialist. Vera has helped over 200 small businesses create sustainable financial plans. She's particularly good at helping seasonal businesses manage their cash flow during quiet periods.
How We Actually Help
Start With What You Have
We don't ask you to track every coffee purchase for six months. Instead, we work with your existing records – bank statements, receipts, even rough estimates. The goal is to get moving, not to create the perfect system from day one.
Build Your Foundation
We teach you to create a master budget that actually reflects your business reality. This means accounting for seasonal variations, irregular income, and those annoying expenses that pop up when you least expect them.
Test and Adjust
No budget survives contact with reality unchanged. We show you how to review and adjust your budget monthly, so it stays useful rather than becoming another document that collects digital dust.
Plan for Growth
Once you've mastered the basics, we help you use your budget as a planning tool. Want to hire another staff member? Expand your product line? Your budget becomes your roadmap for making smart growth decisions.
